Make a confident, ZIP-specific choice that costs the least over five years. This 9‑chapter, 22,000‑word PDF walks you step-by-step to model depreciation, insurance, fuel, taxes/fees, maintenance, and financing—then proves the winner with a TCO/depreciation checklist. Includes ready-to-use templates to build your local baseline, shortlist three finalists, and negotiate the lowest out‑the‑door price.