This editable Google Sheets + Excel compatible spreadsheet helps you organise income, expenses, bills, debt payoff, savings goals and monthly financial progress in one place.

WHAT'S INCLUDED: • Budget dashboard • Monthly income and expense tracker • Bills tracker • Debt payoff tracker • Savings goals page • Transaction log • START HERE instructions

PERFECT FOR: • Beginners who want a simple money system • Paycheck-to-paycheck budgeting • Bill organisation • Debt snowball or debt payoff planning • Saving toward specific goals

HOW IT WORKS:

1. Download the file after purchase

2. Use it in Excel, or upload it to Google Drive

3. Open with Google Sheets and choose File > Save as Google Sheets

4. Enter your income, bills, expenses, debts and savings goals

This is a digital spreadsheet template. No physical product will be shipped.