Most pension advice is designed to do one thing: confuse you so you’ll pay thousands to an adviser.

I got tired of the jargon, the hidden fees, and the outdated calculators. So I built my own tools and wrote the book I wish I’d had.

Retirement Planning 101 shows you the exact math behind:

✅ The State Pension deferral strategy

✅ Why the 4% drawdown rule is dead

✅ The 2027 SIPP Inheritance Tax trap

No fluff. No sales pitch. Just the raw math to protect your pension pot.