Do you have a retirement plan — or just a retirement number?

Knowing your 401(k) projection is a start. But it doesn't tell you whether your savings will outlast you, whether you're claiming Social Security at the right age, or what your five most important next steps are. The Personal Retirement Action Plan does all of that — as a downloadable PDF.

Enter your details once and get a complete six-page retirement report covering your projected balance, today's dollars equivalent, drawdown runway under both a base scenario and a market downturn stress-test, Social Security strategy, inflation and sequence of returns risk profile, Readiness Score breakdown across five pillars, and a five-step action plan ranked by financial impact and quantified in dollars.

Every action comes with the specific figure behind it — for example: "Delay Social Security to 70 — adds $X per month for life. Break-even at age X." Something you can save, print, share with a spouse, or take to a financial advisor.

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