WHAT IS THIS BUSINESS? Section 8 rentals are residential properties leased to tenants whose rent is partially paid by the federal government through HUD's Housing Choice Voucher program. You own the property, pass an inspection, and collect guaranteed monthly payments directly from the housing authority.

IS THIS BUSINESS RIGHT FOR YOU? This is for anyone willing to invest $40,000 to $50,000 in a first property and follow a repeatable process over several years. You do not need real estate experience, but you need patience and discipline. If you want returns in 90 days or cannot handle the learning curve of a first property, this is not the right fit.

WHY THIS BUSINESS The Section 8 program pays a portion of rent directly to you from the government on the first of every month. Section 8 tenants stay 3 to 5 years on average, compared to 1 to 2 years for market-rate tenants. Ten properties each producing $400 monthly cash flow generates $48,000 per year. After mortgages are paid off, each property can net $1,000 to $1,500 monthly.

WHAT YOU'LL LEARN

• Find and analyze markets where Section 8 rents exceed property costs

• Finance your first property using conventional loans or the BRRRR method

• Renovate and prepare properties to pass HQS inspections the first time

• Screen tenants, manage leases, and build toward a 10-property portfolio