Level Up With Evans

UK property investing coaching from an active investor with a £2.5M portfolio. Learn B.R.R.R., Rent to Rent, Serviced Accommodation, HMOs,...
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evans willieProfile picture@levelupwithevanswilloe·May 12

How I bought my first property with £0 left in — and how you can too

Most people think property investing requires a massive deposit that you'll never see again. That's what I used to think too.


Then I learned B.R.R.R. — Buy, Refurbish, Refinance, Rent.


Here's the simplified version of how it works:


1. Buy below market value (BMV) — Find a property worth £150k, buy it for £110k. You need the deposit + refurb money upfront.


2. Refurbish it — Add value through renovation. That £110k purchase is now worth £160k+ after a £15-20k refurb.


3. Refinance — Go to a mortgage lender, get it revalued at £160k. Borrow 75% = £120k. You originally spent ~£130k total (purchase + refurb). You've pulled back £120k.


4. Rent it out — Now you have a tenanted property generating monthly cashflow, and you've recycled almost all of your capital.


The magic? You can take that capital and do it again. And again. One pot of money, multiple properties.


This is exactly how I built a 10+ property portfolio worth £2.5M. Not with a trust fund. Not with a lucky break. With a repeatable system.


The strategies are out there — B.R.R.R., Rent to Rent, Serviced Accommodation, HMOs, Deal Sourcing. The difference is having someone who's actively doing it show you how to avoid the mistakes that cost you thousands.


That's what I do at Level Up With Evans. Real strategies from a real portfolio.


If you've been sitting on the fence about property, stop thinking about it and start learning the mechanics. The sooner you understand how the numbers work, the sooner you'll realise it's more accessible than you thought.