READ BEFORE YOU PURCHASE

• Two files worked at once — built for joint approvals (mortgage, auto, business financing)

• Unlimited dispute rounds across all 3 bureaus, both files

• One-time payment — no recurring plan charge

• The first round of disputes goes out within 7 days of completed onboarding for both files

• Priority updates every 30–45 days for both of you through your client portal

• Credit monitoring required: both clients maintain active SmartCredit monitoring (~$19.95/mo each). We cannot access or work on your files without it.

• After purchase: you'll be redirected to complete your intake, then secure onboarding in our encrypted client portal — government ID, SSN, and proof of address are required by the bureaus to process disputes and are entered in the secure portal only, never by email or text.

• This purchase does not include a phone consultation — everything is handled through the portal and your updates.

• You may cancel within 3 business days of signing for a full refund. We challenge inaccurate, outdated, and unverifiable items; no specific deletion or score outcome is guaranteed, and results vary.