READ BEFORE YOU PURCHASE

• For heavy files — repos, collections, and charge-offs stacked up

• Unlimited dispute rounds across all 3 bureaus

• One-time payment — no recurring plan charge

• The first round of disputes goes out within 7 days of completing onboarding

• Priority updates every 30–45 days through your client portal

• Credit monitoring required: all clients maintain active SmartCredit monitoring (~$19.95/mo). We cannot access or work on your file without it.

• After purchase: you'll be redirected to complete your intake, then secure onboarding in our encrypted client portal — government ID, SSN, and proof of address are required by the bureaus to process disputes and are entered in the secure portal only, never by email or text.

• This purchase does not include a phone consultation — everything is handled through the portal and your updates.

• You may cancel within 3 business days of signing for a full refund. We challenge inaccurate, outdated, and unverifiable items; no specific deletion or score outcome is guaranteed, and results vary.