About

An Australian budget planner spreadsheet built for how Australians get paid and spend. It estimates take-home pay with 2026-27 ATO rates, including Super and a HECS-HELP estimate, and shows what’s left each month.

What’s included

• Australian-Budget-Planner-Super-HELP.xlsx: 8 tabs
• Take-home pay estimate (tax, LITO, Medicare levy, HELP) and 12% super
• 37 Australian expense lines, savings goals, debt payoff, monthly overview

How it works

1. Type your pay before tax and how often you’re paid
2. Enter each bill the way you pay it (weekly, quarterly, yearly)
3. Check “Left over” on the Monthly Overview

Compatibility (tested only)

• Built in .xlsx; opens in Excel-compatible apps
• Tested in LibreOffice Calc only

FAQ

Is the tax figure exact? No, it’s an estimate.
Refunds: Digital download, so no change-of-mind refunds. If a file is faulty or not as described, email us and we’ll fix it or refund you, in line with Australian Consumer Law.
Updates: Free bug-fix updates for buyers. Re-download any time from your Whop account.
Contact: doganp@mail.grokbot.com, replies within 1 business day.

Disclaimer

General information only, not financial, tax or legal advice. Tax, levy and HELP figures are estimates.

AI-use note

Made with help from an AI assistant and checked with automated tests. Images are real renders of the files; no AI-generated images.