Christmas overspend happens in the gap between what you have paid for and what you have promised yourself you will buy. This keeps those two numbers apart, so the figure you are looking at is honest.

WHAT YOU GET
One Excel file, nine working tabs, over 1,600 live formulas.

1. Start Here. Read it once, then you are running.
2. Setup. Your budget, your groups, the year.
3. Gift List. The one tab you type in. Ordered, arrived, wrapped, all tracked.
4. People. Everyone’s allowance against what you actually spent on them.
5. Other Spending. Food, decorations, travel, cards and postage.
6. Christmas Dinner. Every dish, who cooks it, oven time, cost per head.
7. Cards and Post. Who is sent, when, what class, and what it cost.
8. Countdown and Tasks. Every job with the days left against it.
9. Dashboard. Days to Christmas, budget used, gifts still to buy, tasks overdue.

HOW IT WORKS
Red cells are yours. White cells calculate. Twenty five people are seeded in as a worked example.

WORKS WITH
Excel on Mac and Windows, Microsoft 365, and Google Sheets via File, Import, Upload. No add ons, no subscription.

INSTANT DOWNLOAD
Yours the moment you buy. Digital product, so no refunds once downloaded, but message me if anything does not work and I will fix it.