One page, free, and free to print or hand to anyone.

Five phone calls a family member can make about an ageing parent’s money without her permission and without going through her post, her laptop or her accounts. None of them move her money. None of them need her signature.

It includes the exact phrase that routes you to a trained person at her bank, the one call that is time-sensitive and should be made before the others, and an honest note under each one about what it cannot do - including why a bank’s trusted-contact facility is not the protection most families assume it is.

Most people never learn these exist, and by the time anyone tells them, the conversation with the parent has already gone badly.

From Careful Press, who publish When They Won’t Believe You - the 82-page guide for the adult child of a parent who is being financially scammed and refuses to accept it.