Two printable pages to help you spend less this Christmas without making it feel smaller, free.

What you get (instant PDF, US Letter):

• Holiday Budget at a Glance: one page with your total Christmas budget split into gifts, food, travel, decorations, giving and more, with planned, spent and left columns.
• 25 Free Family Christmas Traditions: a checklist of things kids remember that cost nothing.

Print as many copies as you need.

Want the whole plan? The full 12-page Christmas on a Paycheck planner ($9) adds a paycheck-by-paycheck plan, gift lists with budgets, a holiday food planner, a December bill tracker, a calendar, a January catch-up plan and a next-year savings plan.

This is a planning tool, not financial advice.