Households about 55–75 with an IRA or 401(k), a CPA meeting on the calendar, and a Roth conversion they heard about on Instagram or YouTube.

• 25 questions to write on before anyone opens a conversion form

• 6 write-on worksheets: accounts, income, tax, Medicare, long-term, red flags

• A filled list you hand across the table, plus official IRS / Medicare / SSA links

• $12. One CPA hour costs more. Guessing from a Reel costs more than that.

Educational checklist. Not advice. Not a convert-$X call. Take the filled pages to a CPA.