Households worried a conversion, a sale, or a death will move the Medicare line. They have a CPA meeting coming. They do not want to guess.

• 2026 CPA Briefing Kit ($47 alone): document stack, 2026 cliff map, 40 questions for one Roth-year meeting
• Surviving Spouse Briefing Kit ($97 alone): two calendars, first-single-year cliff map, questions for the first year that is no longer joint
• Bonus Roth Conversion Checklist ($12 alone): 25 questions and 6 worksheets to write on before anyone opens a conversion form

• One checkout. Three write-on files. You take them to a CPA.
• Conversion year and first year after a death, on paper, with the same Medicare line in view
• The conversion dollar stays a blank. This is not a convert-$X call
• $147. $156 if bought separate. One CPA hour costs more.

Educational files. Not advice. Not a way to avoid IRMAA. Not a file-as-X worksheet. Take the filled pages to a CPA.