Households about 55–75 with an IRA or 401(k) near the Medicare premium line and a CPA meeting on the calendar.

• Printed 2026 cliff map and conversion blanks on one page. You write the dollar. This workbook never fills it.

• 10-section write-on workbook: this year’s income pieces, which premium year that hits, stacking events, SSA-44 as a question.

• Official 2026 Part B and Part D tables, plus IRS / Medicare / SSA links.

• $29. One CPA hour costs more. Guessing a conversion from a Reel costs more than that.

Educational workbook. Not advice. Not a convert-$X call. Not a way to avoid IRMAA. Take the filled pages to a CPA.