Educational year-end pack for solopreneurs and Schedule C owners who paid contractors $600+ and need a calm path to 1099-NEC season (Jan 31 / early Feb framing). Includes W-9 chase checklist, payment log (CSV), NEC vs MISC guide, CPA handoff sheet, and dated filing worksheets. Instant digital download. Educational only. Not tax, legal, or accounting advice. Confirm forms, thresholds, and deadlines with your tax professional and IRS.gov.