Stop second-guessing every extra dollar.

The Credit Card Payoff Planner is a printable PDF workbook with one simple system for paying down several credit cards: list every balance in one place, choose snowball or avalanche with a side-by-side example, and write down your payment order so you never have to rethink it on payday.

WHAT YOU GET
• 2 PDF files: US Letter and A4 (about 35 pages each)
• A step-by-step guide with two worked examples that use real numbers
• 8 printable worksheets and trackers: Credit Card Inventory, Payment Order Matrix, Extra Dollar Calculator, Payment Order Worksheet, Payday Checklist, Payoff Tracker, Adjustment Log, Issuer Call Log
• Scripts for calling your card issuer
• Answers to common questions (closing cards, missed payments, balance transfers)

HOW IT WORKS

Download the PDF after purchase.
Print the worksheets, or copy the tables into a spreadsheet.
Fill in your balances and follow the payday checklist.

GOOD TO KNOW
• Digital download. Nothing is shipped.
• Educational content only, not financial advice. Interest rates and card rules vary by issuer and country.
• Examples use made-up numbers in US dollars.
• For personal use only.