Overview

Credits are the payment layer for upsells inside your Whop or Discord.

Users buy credit packs (10, 25, 50, 100, or 250) and spend them on premium actions, access, services, and seller offerings you enable.

Credits let you monetize what users already do:

• Ask questions
• Want faster responses
• Request help
• Unlock access
• Buy services
• Interact with sellers

Subscriptions get users in.

Credits monetize everything after.

Credits unlock three core things:

⚡ Speed

• Skip cooldowns
• Get faster responses
• Jump queues

🔑 Access

• VIP chats
• Premium rooms
• Temporary unlocks
• Closer access to experts or sellers

🎯 Engagement

• Questions
• Requests
• Services
• Tools
• Experiences

If users want more than the base experience, they pay with credits.

How Credits Drive Upsells

Credits work because they:

• Remove checkout friction
• Enable small, frequent purchases
• Feel lighter than paying cash repeatedly
• Work across many features
• Encourage users to explore upsells

Once users have credits, they naturally look for places to spend them.

The more ways they can spend, the more revenue you unlock.

Seller-Driven Revenue

You can approve users to become sellers inside your Whop.

Sellers can:

• List services
• Sell products
• Accept paid requests

You control:

• Who can sell
• What they can sell
• What revenue share you take (0–100%)

This turns your community into a marketplace, not just a membership.