This editable Google Sheets + Excel compatible spreadsheet helps you organise income, expenses, bills, debt payoff, savings goals and monthly financial progress in one place.

WHAT’S INCLUDED:
• Budget dashboard
• Monthly income and expense tracker
• Bills tracker
• Debt payoff tracker
• Savings goals page
• Transaction log
• START HERE instructions

PERFECT FOR:
• Beginners who want a simple money system
• Paycheck-to-paycheck budgeting
• Bill organisation
• Debt snowball or debt payoff planning
• Saving toward specific goals

HOW IT WORKS:

1. Download the file after purchase
2. Use it in Excel, or upload it to Google Drive
3. Open with Google Sheets and choose File > Save as Google Sheets
4. Enter your income, bills, expenses, debts and savings goals

This is a digital spreadsheet template. No physical product will be shipped.