The financial model most small businesses pay an accountant to build. Enter your assumptions once and the profit & loss, cash flow, break-even point and investor summary all build themselves.

Eight tabs, 382 live formulas:
• Start Here — setup guide built into the workbook
• Assumptions — every input, including a Worst / Base / Best scenario switch that re-runs the whole model
• Revenue — six streams, units and price, month by month
• Costs — cost of sales plus operating expenses
• P&L — 12 months with gross, operating and net margin
• Cash Flow — opening cash, movement, closing cash, lowest point and runway
• Break-Even — the units and revenue needed to stop losing money
• Summary — a one-page investor-ready overview

Works in Microsoft Excel and Google Sheets. Instant download. Free updates included.