Having significant hidden debt creates stress and distance in relationships. This guide gives you a structured 60-minute process to organize your full financial picture, gather necessary documents, and prepare for the conversation ahead with confidence and honesty.

You’ll work through worksheets that help you explain what happened without blame or defensiveness, anticipate tough questions, and practice opening the conversation with clear scripts. The final readiness checklist ensures you’ve covered everything before you sit down together.

What’s included:

• 60-minute preparation workbook with step-by-step process
• Financial snapshot worksheet to organize your debt picture
• Document checklist for everything you’ll need
• FAQ worksheet for likely questions and your answers
• Conversation opening scripts you can adapt
• Final readiness checklist before the talk
• Blank templates for your notes