Most people aren't broke because they don't earn enough. They're broke because nobody taught them how money actually works.

Here are 3 mistakes I see constantly:

1. Treating savings like a leftover — If you save "whatever's left" at the end of the month, you'll never save. Pay yourself first. Even €50/month into a separate account changes everything over 5 years.

2. Ignoring inflation — Your savings account earning 0.5% while inflation runs at 3-4% means you're losing money by doing nothing. Understanding this is the first step to actually building wealth.

3. Waiting until you "know enough" to start investing — Nobody feels ready. The cost of waiting 5 years to start investing is massive. Even small, consistent positions in index funds from age 22 vs 27 can mean a six-figure difference by retirement.

Financial literacy isn't about complex strategies. It's about understanding these basics and acting on them.

I built ElevateFinance to teach exactly this — from zero to confident with your money. If you're tired of guessing, come learn the fundamentals that actually matter.