Pain: you work variable hours, the stub is opaque, and mid-cycle cash feels random.

This AI-assisted kit helps hourly & shift workers turn biweekly or semi-monthly pay into a clear plan in about 15 minutes.

What’s inside:
• Paycheque decoder (gross → deductions → net)
• Variable-hours / short-week quiet-hours guide
• 30-day four-bucket cash flow (housing, transit, food, buffer)
• OT + extra-income tracker
• Three-paycheck month map for biweekly pay (~26 pays/year)
• CSV budget + weekly log + printable PDF in one ZIP

Built for North America payday rhythms. Open in Sheets or Excel the same day.

Honest disclosure: AI-assisted / AI-produced templates (not human-written from scratch). Not tax, legal, or financial advice — educational budgeting templates only.

Buy once; download from the member course immediately. New buyers: code FIRST5 = 20% off (where eligible). Prefer free first? https://whop.com/checkout/plan_4XNZoprormBFo