📋 A room-by-room record of everything you own — built in one afternoon, years before you need it. Because the worst time to start a list is after the fire.

🔥 THE PROBLEM
A total-loss claim asks you to list, from memory, every object you owned. People can’t do it. You’ll remember the TV and the laptop; you’ll forget the tools in the garage, the winter coats, the linen cupboard. Fewer than half of homeowners have any contents inventory at all.

📦 WHAT YOU GET

📝 Inventory (300 rows) — room by room, with grouping rules so you don’t spend three hours on the cutlery drawer

🏠 By Room — calculated. Shows which room holds the most value, so you know what to photograph first

💎 High-Value Schedule — the categories your policy quietly caps, with a gap column showing what you’re carrying uninsured

📄 Policy tab — the four numbers on your declarations page that decide what you’re actually paid

🗂️ Claim Log + Living Expenses — for the days you hope never come

📖 16-page guide — the 90-minute sweep, the photo protocol adjusters accept, the claim-day pack

⚠️ Not insurance advice. Your policy governs what is paid.