How I check if a Section 8 deal actually cash flows 👇
Most people guess the rent. That’s the mistake. Section 8 pays off HUD’s Fair Market Rent for that specific ZIP — not what Zillow says.
Quick way to check any deal:
1. Pull the HUD FMR for the ZIP + bedroom count (this is public, guaranteed rent)
2. Subtract your mortgage, taxes, insurance, and a repair/vacancy buffer
3. What’s left is your real monthly cash flow
If HUD’s FMR is higher than market rent in that area — which happens a lot — the Section 8 route can quietly out-earn a normal rental.
I built the analyzer to pull that FMR automatically so you’re not digging through HUD tables. But even by hand, run the numbers before you fall in love with a property.
What area are you looking in? Drop it below and I’ll tell you if Section 8 tends to run strong there. 👇
