Paying down credit cards, personal loans or student loans and not sure where to start? This interactive planner turns your balances into a dated, month-by-month path to $0. Pick Snowball or Avalanche, choose how much extra you can spare, and see your debt-free date and total interest, with a plan that fits your real budget, groceries included.

WHAT YOU GET

• Live Snowball vs. Avalanche comparison from your own balances (months and total interest for each)
• Balance organizer: enter each debt’s balance, APR and minimum payment for an instant payoff order
• Dated payoff plan with a balance-over-time chart and 25/50/75/100% milestones
• Monthly progress tracking: log real balances, follow your progress bar, build a check-in streak
• Print-ready snapshot: save your roadmap as a PDF anytime
• Instant access after purchase

HOW IT WORKS

1. Open the planner from your purchase (no install, no account).
2. Add your debts and your monthly extra.
3. Choose Snowball or Avalanche and see your plan.
4. Come back monthly and log your balances.

PRIVATE BY DESIGN
Your numbers are saved only in your own browser on your own device, never sent to anyone. Use the same browser and device each time.

Personal use only. Not for resale or sharing. Provides estimates from the numbers you enter; not personalized financial advice.