Most budget templates are a single tab and a prayer. This one’s a complete system.

What makes it different:

• Automated Debt Snowball — real amortization math. Change one payment, watch your debt-free date update instantly.

• Financial Health Score — one number (out of 100) that tells you exactly where you stand: savings, debt, and bills, all in one glance.

• What-If Analyzer — test a spending cut before you make it. See the exact dollar impact and how many months sooner you’ll be debt-free.

• 18 fully connected tabs — Dashboard, Paychecks, Transactions, Expense Tracker, 50/30/20 Rule, Bills Calendar, Sinking Funds, Debt Freedom Tracker, Net Worth, Subscriptions, Annual Overview, Reports, and more.

Works your way:

✅ Excel and Google Sheets versions included

✅ Zero macros — nothing to enable, nothing to distrust

✅ One-time purchase — no subscription, ever

What’s included:

• Budget Planner (Excel + Google Sheets)

• Start Here Guide

• 90-Day Success Plan

• Quick Reference Guide (bonus)

• Budget Categories Guide (bonus)

• Full video walkthrough

• License & Terms

Pay what it’s worth to you — $16 minimum, $20 suggested.

Questions? financemadesimple.support@gmail.com — I read and answer every message.