Graduating is exciting — but let’s be real, life after college comes with bills, student loans, and that “where do I even start?” feeling. This guide was built for new grads who want more than just a paycheck-to-paycheck life.

Inside, you’ll find practical, no-fluff strategies to manage debt, build credit, budget without feeling restricted, and start investing early — even if you’re not making six figures. It’s about setting yourself up to live freely, make smart money moves, and avoid the financial mistakes most people don’t realize until it’s too late.