A complete money system for irregular income — 11 chapters covering budgeting, taxes, debt, pricing, and long-term savings, built for the months you can’t predict.

What’s inside:
• Finding your real numbers: baseline expenses and an income volatility score
• The 4-bucket allocation method (taxes, owner pay, reserve, growth)
• Self-employment taxes explained in plain terms, with a record-keeping habit
• A 2-stage buffer-building plan (1x, then 3x baseline saved)
• Debt payoff adapted for irregular income
• Long-term savings without an employer match
• Pricing yourself with a true hourly rate calculation
• Surviving feast and famine months
• A weekly/monthly/quarterly rhythm and full worksheet section

Format: instant-access web guide with original illustrated diagrams, delivered right after checkout. Read it on any device. General educational content, not personalized financial advice.