Know exactly what your bank balance will look like 12 months from now. This cash flow forecast template is a plug-and-play spreadsheet that works in both Google Sheets and Excel, with every total, balance and closing figure calculating automatically. No add-ons, no macros, no accounting degree needed.

WHO IT’S FOR

• Small business owners tracking monthly cash flow
• Freelancers and agency owners planning runway
• Startup founders building a 12-month financial forecast
• Bookkeepers who need a fast cash flow projection template

WHAT YOU GET

• 12-month cash flow forecast with auto-calculating monthly and annual totals
• Editable income and expense categories for revenue, payroll, rent and software
• Opening and closing cash balance plus running runway by month
• Google Sheets version and .xlsx Excel file, identical formulas

HOW IT WORKS

1. Make a copy in Google Sheets or download the Excel file.
2. Enter your opening balance, expected income and expenses.
3. Watch monthly totals, closing balance and runway update instantly.

WHY GROWTORIA
Built by operators who run real businesses, human-tested before release, and we reply to every question within 48 hours.

POLICY
Instant digital download, no physical item. Sales are final once delivered. A faulty file? We fix or replace it. Buy once, no subscription.