See your entire financial life in one private, offline app — no spreadsheet, no sign-up, no cloud.

What’s inside:
• Net worth — all your assets minus all your debts, updated live
• Assets & debts — add your own lines (cash, investments, property, loans, cards…), rename & categorize freely
• Monthly cashflow — income vs expenses, surplus and savings rate
• Net worth tracker — save a snapshot each month and watch the trend line grow
• Live charts — asset donut, cashflow bars, net-worth curve
• 7 currencies ($ € £ CHF C$ A$ AED) + one-click JSON backup/restore

100% offline — your numbers never leave the file. Works in any browser on Mac & Windows. Instant download, yours forever.

Delivery: a single .html file. Educational tool, not financial advice.