Take control of your money with a Net Worth Tracker Spreadsheet that turns scattered accounts, debts, and assets into one clear number you can watch grow every month. This is a Google Sheets and Excel net worth tracker template with auto-calculating formulas built in. No add-ons, no plugins, no accounting software required.

WHO IT’S FOR

• Beginners searching for a simple personal finance spreadsheet to track savings and debt
• FIRE and debt payoff followers who want a monthly net worth tracker
• Freelancers and side hustlers tracking business and personal assets in one place
• Couples building a shared household budget and net worth dashboard

WHAT YOU GET

• Google Sheets and Excel versions, both fully editable and auto-calculating
• Assets and liabilities tabs for cash, investments, property, loans, and credit cards
• Monthly net worth summary with automatic totals and month-over-month change
• Built-in dashboard charts plus a sample-data tab showing exactly how to fill it in

HOW IT WORKS

1. Download instantly and open in Excel or copy to your Google Drive
2. Enter your account balances and debts in the labeled input cells
3. Update once a month and watch your net worth chart update automatically

WHY GROWTORIA

Built by operators who use these systems daily, human-tested in both Google Sheets and Excel, and we reply to every question within 48 hours.

POLICY

Instant digital download, no physical item. Final sale. We fix faulty files. Buy once, no subscription.