Rent Vs Buy Calculator — Should you rent or buy? This calculator gives you the honest answer - the real total cost of each over the years you'll stay, and the breakeven year where buying finally beats renting. No "always buy" bias.

What's inside

• Dashboard: the total net cost of buying vs renting over your stay, which is cheaper, and the breakeven year - plus a chart showing exactly where the two lines cross

• Buy Scenario: home price, mortgage, property tax, insurance, maintenance, appreciation and selling costs

• Rent Scenario: monthly rent, rent growth, and the return you'd earn investing the down payment you don't tie up in a house

• Comparison: a year-by-year table of the true cost of each option if you sell at the end of each year

• How to Use: why the holding period and opportunity cost decide everything

Who it's for Renters on the fence, first-time buyers, anyone relocating, and the financially careful who want a fair comparison - not a sales pitch.

How it's delivered Instant access after checkout to a private download page — your files are yours for life.

— Part of the Growtoria toolkit.