If payday comes and the money is gone a week later, you don’t need a lecture. You need a plan. The 30-Day Money Reset walks you through one small task a day, most in 15 to 30 minutes, so you can see your full financial picture and start making it better.

What’s inside (29-page PDF):

• Fill-in net worth and monthly cash-flow worksheets
• A simple system for tracking every dollar for 30 days
• 50/30/20, zero-based, envelope and pay-yourself-first budgets compared
• A leak-finding checklist for subscriptions, fees and impulse buys
• A short script for lowering phone and internet bills, plus insurance tips
• How to set a starter emergency fund goal and where to keep it
• Avalanche vs. snowball debt payoff, with a worked example
• Side income ideas, an automation checklist and a 30-day plan with time estimates

Warm, practical and judgment-free. General education only, not personalized financial, tax, investment or legal advice.