168/100 Life OS is an all-in-one Excel system that connects your money, time, and goals.

Track your budget, transactions, safe-to-spend, debt, emergency fund, savings, investing contributions, net worth, bills, weekly time, goals, and habits—then review everything through one command dashboard.

Includes the complete workbook, an English Quick Start Guide, and an Arabic Quick Start Guide.

Educational planning tool only. No guaranteed financial or investment outcomes.