I've talked to dozens of people investing in the Nairobi Securities Exchange and MMFs like Sanlam, CIC, or Cytonn. Almost all of them share the same problem:

They have no idea what their actual ROI is.

They buy Safaricom shares here, put money in a money market fund there, maybe grab some KCB or Equity Bank stock — but everything lives in different apps, different statements, different spreadsheets. Some don't track at all.

The result? You feel like you're making money, but you can't prove it. You can't see which investments are actually performing and which are dead weight.

Here's what I've learned from building a solution to this:

The 3 things every beginner investor needs:

1. One place to see everything — Stocks and MMFs, KES and USD, all in a single dashboard

2. Automatic ROI calculation — No more guessing or building formulas in Google Sheets

3. Visual performance tracking — A chart that shows you if you're actually growing your wealth over months, not just hoping

That's exactly what Jaza Investment Tracker does. Clean dashboard, auto-calculations, charts that actually make sense.

If you're investing (or thinking about starting), the single most important habit is knowing your numbers. Everything else follows from there.