Basic
Full credit repair cleanup — 3 dispute rounds across all 3 bureaus.
READ BEFORE YOU PURCHASE
Full cleanup for lighter files — a few negatives and inquiries to clear
3 dispute rounds across all 3 bureaus
One-time payment — no recurring plan charge
The first round of disputes goes out within 7 days of completing onboarding
Updates every 30–45 days through your client portal
Credit monitoring required: all clients maintain active SmartCredit monitoring (~$19.95/mo). We cannot access or work on your file without it.
After purchase: you'll be redirected to complete your intake, then secure onboarding in our encrypted client portal — government ID, SSN, and proof of address are required by the bureaus to process disputes and are entered in the secure portal only, never by email or text.
This purchase does not include a phone consultation — everything is handled through the portal and your updates.
You may cancel within 3 business days of signing for a full refund. We challenge inaccurate, outdated, and unverifiable items; no specific deletion or score outcome is guaranteed, and results vary.
