Includes two self-guided digital tools:

📋 Monthly Gap Reality Check Worksheet — Walk through your monthly income, essential expenses, and minimum credit card payments to see the real shortfall. No guessing. Just the numbers.

📊 Debt Paydown Tracker for Maxed-Out Credit Card Households — One place to record every payment, balance change, and running payoff progress across all your maxed-out cards.

Together, these worksheets create a clearer budget picture and a steady system for staying current, reducing balances, and seeing what's really happening with your money.

This is not a course, not coaching, and not a credit repair service. It's a one-time purchase digital asset you download instantly and use on your own terms.

$17 one-time payment. Instant lifetime access. No subscriptions. No upsells.