The 30 days before your child's first university term are when deposits, bedding, travel, and meal plans collide in one expensive week. Most parents don't see the full picture until money is already moving.

This free ebook gives you the Term Cost Grid — a simple framework to map every first-semester cost before the term starts. In under an hour, you'll have a realistic budget that separates what's fixed, what repeats monthly, and what needs an arrival-week buffer.

What's inside:

• The First 30-Day Collision — Why the weeks before term are the most expensive, and how to prepare before bills start stacking

• The Term Cost Grid — A clear framework to categorize and total every first-semester expense in one place

• Cost Gaps Before Term — University spending isn't one bill — it's a cluster of small charges that slip through. This section shows you where the gaps hide

• Name Fixed Costs, Not Loose Estimates — How to nail down deposits, accommodation deadlines, first-term fees, and compulsory course charges so nothing is left to guesswork

• Fixed / Recurring / One-Off / Arrival-Week Reserve — The four cost categories that turn a vague number into a real budget

Stop guessing. Map the spend before the first bill arrives.