Get full control over your finances with this minimalist monthly Budget Planner. Track income, expenses, savings and spending patterns in a clean, simple and effective layout. ✨ Includes: ✔ Income overview (salary, side income, other income) ✔ Fixed costs (rent, utilities, internet, insurance, subscriptions…) ✔ Variable spending (groceries, transport, dining out, shopping…) ✔ Savings goals (3 dedicated goal sections) ✔ Investments, kids, pension & emergency fund ✔ Monthly summary: total income vs total expenses ✔ Minimal, clean design ✔ A4 printable PDF 📄 Format: PDF (A4) Instant download Print-friendly & digital-planner compatible 💛 Perfect for: Budgeting · Savings · Debt reduction · Home finance · Students · Families · Small business owners Instant download — no shipping required.