Retirement Target for Late Starters is a practical ebook for people in their 40s and 50s who started saving late and want a realistic retirement savings target before making their next move. Instead of guessing a percentage or spiraling over how far behind you feel, this guide helps you define the monthly floor retirement needs to cover, translate that into a clear target, and see exactly where your current savings stand. In under an hour, you’ll move from vague anxiety to a simple plan you can act on right away. Built around the Floor And Gap framework, it helps you focus on the number that matters most, count every source of retirement income correctly, and stop reopening the same stressful conversation every time you think about saving. If you want clarity before your next contribution decision, this lead magnet gives you the fast win you need to move forward with confidence.