A monthly buffer method for bills, savings, and personal spending when income changes from month to month.

This eBook gives couples with irregular income a calm, structured system to cover monthly bills, protect savings goals, and make spending decisions — without arguing about overspending or guessing what's safe to spend.

What you get: • Full eBook — Map The Month Before Money Arrives, the monthly buffer method, the safe to spend check with the three-part decision question, the shared monthly money meeting format, and the separation rule for personal spending • Bonus: Monthly Money Meeting Worksheet • Bonus: Safe to Spend Checklist

One monthly spending ceiling. Bills and savings targets assigned. Weekly spending decisions in under 15 minutes — without turning money talk into a referendum on character.

Single purchase. Immediate lifetime access. No subscription.