Most financial advice is built for people with children.

Default estate plans assume heirs. Standard IRAs are heir-optimised. Your advisor's templates were designed for a family that doesn't look like yours. And every year you stay in those structures, you're paying the "Childless Tax" — overpaying on taxes, under-deploying capital, and leaving your care and medical advocacy to family members who may not show up.

This protocol ends that.

The Sovereign DINK Legacy Protocol is not a guide. It's an operating system — six executable components that restructure your wealth from a passive accumulation machine into a precision instrument for life-first utility, institutional-grade estate protection, and total financial autonomy.

No more generic templates. No more advisors asking "what about the kids?" No more wealth sitting in heir-optimised structures serving a future that isn't yours.