A beginner-friendly budgeting reset for people who freeze at color-coded spreadsheets and need a simple monthly cashflow system that actually survives real life.

What you get: • The full eBook: First Time Budgeters — Tracking Spending Without Spreadsheet Overwhelm • The three-bucket spending map (fixed bills, variable needs, fun money) • The traffic light checkup for weekly spending decisions • The 30-day setup sequence based on your paydays, due dates, and one named account • The fun money rule that keeps coffees, takeaways, and small treats in your budget • All bonus materials, worksheets, and templates

How it works: Set up a working monthly spending tracker in under 90 minutes using Section 3 — Set Up Spending, Not Categories. Then review it in just 15 minutes each week using the traffic light checkup.

Start with naming your bills before the month starts, map your spending into three clear buckets, and follow the 30-day plan built around your actual paydays and due dates.

No spreadsheet overwhelm. No banning everyday enjoyment. Just a clear system that works.