A simple tracker for paycheck-to-paycheck adults who need a realistic path to financial breathing room.

This is a self-guided digital tool — not a coaching program. You get immediate lifetime access to the full tracker with all pages, formulas, and built-in progress sections.

What's inside: • Start Here — your orientation page • $1,000 Goal Setup — set your target and timeline • Income Snapshot — see exactly what you're working with • Fixed Bills Tracker — lock in your non-negotiables • Variable Spending Tracker — find the flexibility • Weekly Savings Reset — stay on track week by week • No-Restriction Expense Plan — keep living your life • Emergency Fund Progress Page — watch your $1,000 grow • Monthly Review Page — adjust without shame when life happens

No extreme budgets. No guilt. Just a clear, repeatable plan to reach $1,000 while still paying bills, buying groceries, and living a normal life.