A simple tracker for paycheck to paycheck adults who want clarity, not punishment.

This is a ready-to-use digital budget tracker — not a course, not financial advice. It's a practical system that helps you divide each paycheck into bills, weekly spending, and buffer money, then see what's left before the next payday.

What's included: • Start Here — Quick setup guide to get running in minutes • Bill Coverage Tracker — Know exactly which bills are covered and when • Weekly Spending Tracker — Set a weekly number and stick to it • Paycheck Allocation Plan — Split every paycheck with intention • Essential Expenses List — Separate needs from wants without guilt • Flexible Spending Guardrails — Spend freely within safe limits • Money Snapshot Dashboard — One-glance view of where you stand • Monthly Reset Checklist — Clean slate each month, no carry-over stress

You get lifetime access to the tracker, all included tabs, formulas, instructions, and future minor updates.

⚠️ This is a digital budgeting tool, not financial advice. Use it as a guide to organize your money your way.