Here's everything inside across 8 sections:

📊 Monthly Summary6 key stats — income, expenses, savings rate, net cash flow

🧮 50/30/20 Calculator Change one yellow cell (your income) and all budgets auto-update

📈 Cash Flow Tracker6-month history with averages row

🍕 Expense Breakdown11 categories with budget vs. actual vs. status

🎯 Savings Goals5 goals with % complete + months-to-goal countdown

💳 Net Worth Snapshot Assets vs. liabilities → net worth totals

📚 Strategies Guide All 5 budgeting strategies compared side-by-side

🔥 Money Tips8 quick wins with estimated monthly savings ($300–$550)