Free templates for your yearly risk programme all say “adapt this before you use it”, then leave you to work out how. This pack does the adapting with you.

The work, in order:

1. Tell us about your agency in a short profile (about 15 minutes).
2. Paste our prompt into ChatGPT, Claude, Copilot or Gemini. It asks you short questions, one at a time, and drafts each part of your RMCP (about an hour).
3. Score your business and client risk in the workbook. It rates each one Low, Medium or High as you go (about 45 minutes).
4. Your principal, directors or owner read it and sign. Then you upload it on goAML.

You end up with your own RMCP, written for how your agency really works. It covers each part of the FIC’s own PCC 53 template, in wording for estate agents.

What you get: a Start Here guide with a worked example, the RMCP template in Word, a risk workbook with a calendar of the Directive 12 dates, and the AI prompt. Watch the walkthrough video above.

After you pay, open Content in the left menu to download your 4 files.

It also fits a new agency, or one where the business changed. Best for small, single-office agencies. Not for banks or attorneys, or if you want it written for you.

Pay once, free updates for life. Refunds within 7 days, faulty files within 6 months. Not legal advice, and not linked to or approved by the FIC. Based on the FIC Act s42, Directive 12 and Guidance Note 7B, checked 9 Nov 2026 (v1.0.2). Terms at laubschers.com.