An annual savings map for Roth vs traditional, HSA, and employer match. You fill your numbers. The playbook shows contribution order, not tax advice for your filing.

Who this is for: W-2 earners who leave match on the table or fund the wrong account first.

Inside: account order, bracket sketch, HSA rules of thumb, and a year-end funding checklist.

Format: Instant digital PDF after checkout. Members-only download. No shipping, no physical copy.