Most budget templates break the second your income isn’t the same every month. This one was built specifically for freelancers and creators getting paid from five different places at once.

What’s inside (6 tabs):

• 💵 Income Tracker — log every payment with a platform dropdown (Gumroad, Whop, Ko-fi, Payhip, Etsy, client work, sponsorships, affiliate) and category tagging
• 💸 Expense Tracker — categorized spending tagged Business or Personal for easy tax prep
• 🧮 Tax Set-Aside Calculator — tells you exactly how much to set aside based on your real, live income — updates automatically as you log new payments
• 🧾 Invoice Generator — a ready-to-send invoice template with auto-calculating line items, subtotal, tax, and total
• 📊 Dashboard — live totals for income, expenses, and net profit, plus a breakdown of income by platform and expenses by category
• ✅ Start Here — a 2-minute setup guide

Format: .xlsx — works in Excel, Google Sheets, and most spreadsheet apps Use for: Personal or business use

No accounting background needed — just log as you go, and the calculations happen for you.